I. Privacy Policy usahomeinsured.com

Last Updated August 28, 2025

This privacy policy applies to your visit to usahomeinsured.com (the “Website,” “Site”), including information that you may provide to us and that may be automatically collected during your Website visit. Please read this policy carefully to understand our information practices regarding the specific service you request.

By using this Website or any of the services offered on or through the Website, you are agreeing that you have read, understand, and accept the practices described in this Privacy Policy.

II. Information We Collect and How We Use It

We may collect and use personal information about you that you enter on our Website to respond to your request for products and services offered through this Site. You agree we may collect and use such information in accordance with this privacy policy while you take advantage of the services available on this Site. When completing the form on our Website, you may be asked to enter personal information such as your first and last name, street address, email address, phone number, etc. We also may collect general information such as your gender, age, birth date, zip code, etc. Any data we request that is not required will be specified as voluntary or optional.

When you use the Website for any service we offer, you consent to our automatic collection of data about your web activity when visiting the Website, including but not limited to, device data (i.e., your computer or mobile device operating system type and version, manufacturer and model, browser type, device type, screen resolution, generalize location information, etc.), browser data (i.e., browser type, font, language, time zone, audio playback and device memory settings, specific website preferences, etc.), online activity data (i.e., the pages you view, your preference settings, the Internet Protocol (IP) address assigned to the computer you use when visiting the Website, the type of browser you use, your operating system, and whether you reached our website directly or by clicking on a link, mouse clicks and movements, keystrokes, field and form inputs, site queries, information about your activity on a page or screen, access times, duration of access, etc.), and routing data (i.e., routing, signaling, and addressing information that helps us identify the source of the incoming communication from your browser and/or device and for the Website to respond). This data helps us determine the extent to which our visitors use certain parts of the Website which, in turn, enables us to make the Website as useful as possible.

We also track data related to visitors to our Website that come from one of our promotional partners’ websites, such as the number of visitors and the identity of the promotional partner that directed the individual to our Website. We record this data to determine if our online marketing or promotional campaigns are successful and for other reasons in accordance with this privacy policy.

We use third-party vendors to assist us in providing services on the Website and for other reasons set forth by this privacy policy who use various web-based technologies, such as tracking scripts, cookies, pixels, web beacons, and software development kits, to conduct tracking, analytics, advertising, and related services. These parties include but are not limited to, Lead Intelligence, Inc. d/b/a Jornaya, whose privacy policy you can view here: https://www.jornaya.com/consumer-privacy-policy, and Active Prospect, Inc. d/b/a Trusted Form.

We use these vendors’ technologies and the information collected to administer the Website, analyze trends, measure ad performance, track users’ movements around the site (including the capture of visual snapshots of your activity on our site), and gather demographic information about our user base. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.

III. Do We Use Cookies?

Yes. Cookies are small files that can be transferred to your device’s hard drive through your Web browser. Cookies enable us to recognize your browser and capture and remember certain information that you previously shared with us, such as your setting preferences. We use cookies to understand and save your preferences for future visits, for advertisements, to track visitors through our Website, and to compile data about site traffic and site interaction so that we can offer a better experience in the future. If you prefer, you can choose to have your browser notify you each time a cookie is being sent or to refuse cookies altogether. If you turn your cookies off, some of our services may not function properly. By using the Website, you also consent to the use of third-party cookies and other web-based tracking technologies as described by this privacy policy.

IV. How Do We Use Your Information?

We may use your personal information to provide you our services, including when you request to be connected with insurance providers. We do this by sharing your information with third parties so they may correspond with you and provide you with information that you have requested. Please be advised that usahomeinsured.com is not an insurance company or provider.

We may also use your information to understand, personalize, and improve your experience on our Website; to respond to your communications with us; to improve our customer service; for internal research, recordkeeping, and reporting purposes; for marketing purposes; and as otherwise set forth in this privacy policy. We may use information that has been de-identified or aggregated without limitation.

V. How Do We Share Your Information?

We may share information that we collect with our vendors or service providers who help us operate our business; for our own marketing purposes; for our affiliates’, service providers’, and other third-parties’ marketing purposes; in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; when we believe disclosure is necessary to investigate, prevent, or take action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property, or safety of our company, our employees, our Website users or others; or to enforce our Website terms and conditions or other agreements or policies. Without limiting the foregoing, we may provide information you provide to us to third parties to pre-populate information on their platforms when providing services or collecting additional information from you. We may also transfer any data we collect in connection with a corporate change such as a merger, our acquisition by another company, or a partial or total sale of our assets (including as part of a bankruptcy proceeding). We may share information that has been de-identified or aggregated without limitation.

VI. Third Party Websites

This Website may contain links or references to third-party websites. This privacy policy does not cover any information that you provide to the owner of a third-party website. We recommend that you consult the privacy statements of all third-party websites you visit by clicking on the “privacy policy” link that is typically located at the bottom of the web page you are visiting.

VII. Interest Based Advertising

We may partner with ad networks and other ad serving providers (“Advertising Providers”) who serve ads on behalf of us and others on non-affiliated sites. Some of those ads may be personalized, meaning that they use your personal information to display ads that are intended to be relevant to you based on information Advertising Providers collect about your visits to this site and elsewhere over time.

You may visit the DAA Webchoices tool at www.aboutads.info to learn more about this type of advertising and how to opt-out of this form of advertising by companies participating in the Digital Advertising Alliance (“DAA”) self-regulatory program. Note that electing to opt out will not stop advertising from appearing in your browser or applications. It may make the ads you see less relevant to your interests. In addition, note that if you use a different browser or erase cookies from your browser, you may need to renew your opt-out choice.

We may also work with third parties that collect data about your use of the Website over time for non-advertising purposes. We use Google Analytics and other third-party services to improve the performance of the Website and for analytics and marketing purposes. For more information about how Google Analytics collects and uses data when you use our Website, visit https://policies.google.com/technologies/partner-sites, and to opt out of Google Analytics, visit https://tools.google.com/dlpage/gaoptout/.

Opting-Out of Email Communications

You may choose to register to receive email communications from us directly on our website or through a third party. Upon registering, we will periodically send you newsletters and other e-mails featuring special and exclusive offers, promotions, and other members-only benefits. If you no longer wish to receive these communications, please let us know by sending an email to compliance@usahomeinsured.com. You may also opt-out by clicking on the unsubscribe link in our emails.

VIII. Security

We are committed to ensuring that your information is secure. We take reasonable administrative, physical, and technical measures to maintain the data that we collect in a secure fashion.

IX. USE OF SITE BY MINORS

The Site is not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide Personal Information through the Site.

X. Changes to Our Privacy Policy

We reserve the right, in our sole discretion, to modify, add, or delete provisions of this privacy policy at any time. We will post the effective date of the most recent change at the top of this privacy policy. We urge you to come back to this Website and review this privacy policy regularly so that you remain aware of the terms and conditions that apply to you when you use this Website.

XI. State Privacy Rights

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This section contains disclosures required by specific U.S. states and applies only to “personal information” that is subject to state laws. Consumers with disabilities may access this notice by calling us at (888) 390-0192.

Personal Information We Collect, Disclose for a Business Purpose, Sell and Share. We collect the categories of personal information identified in the chart below. As further set forth in the chart below, in the past 12 months, we have disclosed and sold the following categories of personal information to third parties for business or commercial purposes:

Categories of Personal Information Categories of sources from which information is collected: Business and commercial purposes for collecting, using, selling, and sharing: Disclosed for business purposes to the following categories of third parties in the last 12 months: Sold to and shared with the following categories of third parties in the last 12 months:
Personal and online identifiers (such as first and last name, email address, or unique online identifiers) All categories of sources listed below. All purposes listed below. All categories of third parties listed below. All categories of third parties listed below.
Recordkeeping information (such as physical characteristics or description, insurance policy number, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information) All categories of sources listed below. All purposes listed below. All categories of third parties listed below. All categories of third parties listed below.
Characteristics of protected classifications (such as race or gender) All categories of sources listed below. All purposes listed below. All categories of third parties listed below. All categories of third parties listed below.
Commercial or transactions information (such as records of personal property or products or services purchased, obtained, or considered) All categories of sources listed below. All purposes listed below. All categories of third parties listed below. All categories of third parties listed below.
Internet or other electronic network activity information (such as browsing history, search history, or interactions with a website, email, application, or advertisement) All categories of sources listed below. All purposes listed below. All categories of third parties listed below. All categories of third parties listed below.
Geolocation Data All categories of sources listed below. All purposes listed below. All categories of third parties listed below. All categories of third parties listed below.
Professional or employment-related information All categories of sources listed below. All purposes listed below. All categories of third parties listed below. All categories of third parties listed below.
Education information All categories of sources listed below. All purposes listed below. All categories of third parties listed below. All categories of third parties listed below.
Inferences drawn from the above information about your predicted characteristics and preferences All categories of sources listed below. All purposes listed below. All categories of third parties listed below. All categories of third parties listed below.
Other information about you that is linked to the personal information above All categories of sources listed below. All purposes listed below. All categories of third parties listed below. All categories of third parties listed below.

Some of the categories of personal information listed above are considered sensitive personal information under certain state laws. We do not use or disclose sensitive personal information for purposes other than those specified in state laws.

Categories of Sources We collect this personal information from the following categories of sources:
  • Consumers;
  • Service providers;
  • Affiliates not under the USAHomeInsured brand;
  • Consumer data resellers;
  • Advertising companies and networks;
  • Internet service providers; and
  • Data analytics providers.

Business and Commercial Purposes for Collecting, Using, Selling, and Sharing Personal Information. We collect, use, sell, and share the personal information we collect for our commercial and business purposes, as further described in this Privacy Policy. These purposes include, without limitation:

  • Our commercial purposes, including marketing, advertising, and enabling and promoting commercial transactions.
  • Our business purposes, including:
    • Auditing related to our interactions with you;
    • Legal compliance;
    • Detecting and protecting against security incidents, fraud, and illegal activity;
    • Debugging;
    • Performing services (for us or our service provider) such as account servicing, processing orders and payments, and analytics;
    • Internal research for technological improvement;
    • Internal operations;
    • Activities to maintain and improve our services; and
    • Other one-time uses.

We may sell your sensitive personal data.

We may use and share de-identified information to the extent permitted by applicable law. When we use de-identified information, we maintain and use the information in de-identified form and do not attempt to re-identify it except to check whether our deidentification processes satisfy the requirements of applicable law.

XII. Third Parties Who Receive Personal Information.

We disclosed within the last 12 months and currently disclose the categories of personal information designated above to the categories of third parties listed below for business purposes:

  • Service providers;
  • Affiliates not under the USAHomeInsured brand;
  • Advertising networks;
  • Internet service providers;
  • Data analytics providers;
  • Operating systems and platforms;
  • Social networks; and
  • Consumer data resellers.

We sold within the last 12 months and currently sell the categories of personal information designated above to the categories of third parties listed below:

  • Advertising/marketing companies;
  • Advertising networks;
  • Internet service providers;
  • Automotive companies;
  • Business services/agencies;
  • Business-to-business companies;
  • Communication services companies;
  • Marketing data companies;
  • Data analytics providers;
  • Operating systems and platforms;
  • Social networks;
  • Consumer data resellers;
  • Educational institutions & companies;
  • Financial services companies;
  • Home and automobile insurance companies;
  • Lifestyle & interest product companies;
  • Not-for-profit organizations;
  • Publishing product companies;
  • Technology/computer software companies;
  • Telecommunications companies; and
  • Affiliates not under the USAHomeInsured brand.

Your Rights Regarding Personal Information. Residents of certain states have certain rights with respect to the personal information collected by businesses. You may be able to exercise the following rights regarding your personal information, subject to certain exceptions and limitations:

  • The right to confirm whether we are processing personal information about you;
  • The right to know the categories and specific pieces of personal information we collect, use, disclose, and sell about you; the categories of sources from which we collected your personal information; our purposes for collecting or selling your personal information; the categories of your personal information that we have either sold or disclosed for a business purpose; and the categories of third parties with which we have shared or sold personal information;
  • Depending on your state law, the right to receive a portable and readily usable copy of the personal information we have collected from you or maintain about you, to the extent feasible;
  • The right to correct inaccuracies in the personal information we have collected from you or maintain about you;
  • The right to request that we delete the personal information we have collected from you or maintain about you;
  • The right to opt out of our sale(s) of your personal information. Please note that if you opt out of certain types of sales, we will be unable to provide you with the services that rely on such sales;
  • The right to limit our use of your sensitive personal information to use(s) necessary to perform the services or provide the goods reasonably expected by the average consumer who requests such goods and services; and
  • The right not to receive discriminatory treatment by USAHomeInsured for the exercise of the above privacy rights.

To exercise any of the above rights, please contact us using the following information and submit the required verifying information as further described below:

Additionally, for individuals subject to certain state laws, if you have submitted a request that we have not reasonably fulfilled, you may contact us to appeal our decision by sending an email with the subject line “Appeal” to compliance@usahomeinsured.com

Verification Process and Required Information. We might need to request information from you to verify your identity or understand the scope of your request, although you will not be required to create an account with us to submit a request or have it fulfilled. We might require you to provide, at a minimum, your first and last name, email address, street address, city, zip code, and telephone number.

Authorized Agent. Depending on your state law, you may designate an authorized agent to make a request on your behalf by providing them with written permission to submit a request or through a power of attorney. If you designate an authorized agent to make a request on your behalf, we will require the agent to submit proof of your written authorization.

Minors under 16 Years of Age. We do not knowingly sell the personal information of minors under 16 years of age.

Information about Past Year’s California Consumer Privacy Act Requests. In the previous calendar year, USAHomeInsured:

  • Received [] requests to know, complied in whole or in part with [] of them, and denied [] of them;
  • Received [] requests to delete, complied in whole or in part with [] of them, and denied [] of them;
  • Received [] requests to opt out of data sales, complied in whole or in part with [] of them, and denied [] of them;
  • Received [] requests to correct, complied in whole or in part with [] of them, and denied [] of them; and
  • Received [] requests to limit, complied in whole or in part with [] of them, and denied [] of them.

The median or mean number of days within which USAHomeInsured substantively responded to California consumers’ requests to know, delete, correct, and/or opt out of sales in the previous calendar year is [] days.

Opt-out Preference Signals. Under some state privacy laws, certain mechanisms or technologies may be used to signal your opt-out preferences to entities that process personal information. To the extent that we are able to recognize these signals and they are legally sufficient, we process these signals as requests to opt out of processing for (i) sales of personal information and/or (ii) sharing or processing of personal information for targeted advertising. Depending on the signal you select, the opt-out may apply to only certain interactions, such as on a specific browser. You may select and install a mechanism or technology to send opt-out preference signals of your choice per the provider’s instructions.

Retention. We retain personal information in identifiable form only for as long as necessary to fulfill the purposes for which the personal information was provided to us or, if longer, to comply with legal obligations, to resolve disputes, to enforce agreements, or to satisfy and similar essential purposes. To determine the appropriate retention period for personal information, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure of personal information, the purposes for which we process personal information, and whether we can achieve those purposes through other means, and the applicable legal requirements. Once the retention period expires and if not otherwise required to retain information by law, we will delete or de-identify personal information.

Updating Your Information. When you have an account with us, you may review, change, or update your contact information by logging into your account.

Contact Information

If you have any comments or questions about our privacy policy, please contact us by e-mail at compliance@usahomeinsured.com